HDFC Bank Car Loan
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Introduction HDFC bank offers you a unique car loan plans. Fast track car loan plan, Advantage platinum Credit Card Plan, No Income-Document Loan Plan, 100% Loan Plan with Fixed Deposit Lien, NRI Loans, Past re-payment history and Approval Plan. To get one of these offers you have to fulfill terms and conditions laid by the bank. Highlights New Car Used Car Loan Type Term Loan Term Loan Ex-Showroom/On Road Ex-Showroom Ex-Showroom Loan Amount Min. – Rs 50000
Max. – Rs 90Min. – Rs 50000
Max. – Rs 70Tenure Min. – 12 Yrs. Min. – 12 Yrs. Interest Rate 12.75 % 16 % Time to Process Loan 2 days 2 days Preferred Manufacturers Maruti Chevorlet, FIAT, Ford, GENERAL MOTORS INDIA, HINDUSTAN MOTORS, Honda, Hyundai, Mahindra, Maruti, Mercedes-Benz, Mitsubishi, Nissan, Reva, SAN Engineering, Skoda, Tata Motors, Toyota Processing Fees Slab Processing Fee Origination Charges Rs 30000 – Rs 100000 Rs 1500 0.300000011920929 % Fees & charges Fees & charges New Car Used Car Cheque Bouncing Charges 450 Rs 450 Rs Stamp Duty As Per Actuals As Per Actuals Late Payment Penalty 2 % 2 % Cheque Swapping Charges 550 Rs 550 Rs Loan Cancellation/Rebooking Charges 1000 Rs 1000 Rs Statement Charges 500 Rs/Statement 500 Rs/Statement Duplicate Repayment Schedule Charges 500 Rs 500 Rs Legal, Repossession and Incidental Charges As Per Actuals As Per Actuals Duplicate No Due Certificate / NOC Charges 500 Rs 500 Rs Special Offers Special Privileges New Car If you are an HDFC Bank account holder, we have special rates for you.If you have had a Preferred Account or a Corporate Salary Account with HDFC Bank for more than six months, you can get fast approvals on your loans with minimal documentation.If you are an existing HDFC Bank Car Loan customer with a clear repayment of 12 months or more we can Top-Up your car loan to the extent of the original loan value. New Car If you are an HDFC Bank account holder, we have special rates for you.If you have had a Preferred Account or a Corporate Salary Account with HDFC Bank for more than six months, you can get fast approvals on your loans with minimal documentation.If you are an existing HDFC Bank Car Loan customer with a clear repayment of 12 months or more we can Top-Up your car loan to the extent of the original loan value. Eligibility Criteria Eligibility Criteria Salaried Salaried: Income Rs 8000 Age Min.: 21 Yrs. Max.: 58 Yrs. Current Employment Years 1 Yrs. Total Employment Years 2 Yrs. Documents Required: ID Proof Yes Residence Proof Yes Income Proof Yes Telephone Yes Photograph Yes Bank Statement No Signature Proof Yes Self Employed
Self Employed: Income Rs 60000 Age Min.: 21 Yrs. Max.: 65 Yrs. Total Employment Years 3 Yrs. Documents Required: ID Proof Yes Residence Proof Yes Income Proof Yes Telephone Yes Photograph Yes Bank Statement No Signature Proof Yes Waivers Bank Statement:- Waived for small cars, for mid – sized and premium cars if income Is greater than Rs. 1.5 lacs then bank statement requirement can be waived. Published on August 2, 2010 · Filed under: Car Loan, HDFC Bank Car Loan;
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