ICICI Bank Car Loan
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Introduction Be a proud owner of a new car with ICICI Bank car loan. Bank offers up to 90% of the ex-showroom price of the car. The loan process is simple and can repay loan by up to 5 years. Bank offers fixed interest rate on loan. Bank interest charges differ according to the car model, the tenure of the loan, the customer and his location. Highlights New Car Used Car Loan Type Term Loan Ex-Showroom/On Road Ex-Showroom Loan Amount Min. – Rs 500000
Max. – Rs 85Tenure Min. – 12 Yrs. Interest Rate 13 % Time to Process Loan 7 days Preferred Manufacturers Chevrolet, FIAT, Ford, GENERAL MOTORS INDIA, HINDUSTAN MOTORS, Honda, Hyundai, Mahindra, Maruti, Mercedes-Benz, Mitsubishi, Nissan, Reva, SAN Engineering, Skoda, Tata Motors, Toyota Processing Fees Slab Processing Fee Origination Charges Rs 250000 – Rs 499999 Rs 1950 0.100000001490116 % Rs 500000 – Rs 1000000 5 % 0.100000001490116 % Fees & charges Fees & charges New Car Used Car Cheque Bouncing Charges 450 Rs Stamp Duty As Per Actuals Late Payment Penalty 2 % Cheque Swapping Charges 550 Rs Loan Cancellation/Rebooking Charges 1000 Rs Statement Charges 500 Rs/Statement Duplicate Repayment Schedule Charges 500 Rs Legal, Repossession and Incidental Charges As Per Actuals Duplicate No Due Certificate / NOC Charges 500 Rs Eligibility Criteria Eligibility Criteria Salaried Salaried: Income Rs 8000 Age Min.: 21 Yrs. Max.: 58 Yrs. Current Employment Years 1 Yrs. Total Employment Years 2 Yrs. Documents Required: ID Proof Yes Residence Proof Yes Income Proof Yes Telephone Yes Photograph Yes Bank Statement Yes Signature Proof Yes Post Sanction Loan Agreement duly signed along with RTO set Post Dated Cheques (PDCs) / ECS form / Standing Instruction (SI) request Margin money receipt. Waivers Salary A/C Scheme: All customers having their Salary A/c with UTI Bank since the past 3 months and above will qualify under this scheme~30 times Average Net Salary Credited during last 3 months~Special Benefits~100% Waiver of Processing Fees~Waiver of Salary Slips & Bank Statements~All other documentation and terms of the loan will remain the same.~All of the above is subject to terms and conditions. Self Employed
Self Employed: Income Rs 15555 Age Min.: 22 Yrs. Max.: 50 Yrs. Current Employment Years 1 Yrs. Total Employment Years 3 Yrs. Documents Required: ID Proof Yes Residence Proof Yes Income Proof Yes Telephone No Photograph Yes Bank Statement Yes Signature Proof No Post Sanction Loan Agreement duly signed along with RTO set Post Dated Cheques (PDCs) / ECS form / Standing Instruction (SI) request Margin money receipt. Waivers Salary A/C Scheme: All customers having their Salary A/c with UTI Bank since the past 3 months and above will qualify under this scheme~30 times Average Net Salary Credited during last 3 months~Special Benefits~100% Waiver of Processing Fees~Waiver of Salary Slips & Bank Statements~All other documentation and terms of the loan will remain the same.~All of the above is subject to terms and conditions Published on August 2, 2010 · Filed under: Car Loan, ICICI Bank Car Loan;
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