HSBC Classic Credit Card

HSBC Classic Credit Card offers you special money saving features and time saving services. So you can get the most out of both, your money and your time.

Low Interest Credit Card

Save on credit card interest payments by availing of lower interest options such as Loan on Phone and Balance Transfer.

Balance Transfer-on-EMI Balance Transfer-on-EMI is a unique feature that allows you to transfer the outstanding balance from your other credit card to your HSBC Credit Card and repay it in easy monthly instalments at a lower interest rate.

• Repayment tenure options of 6, 12, 18 and 24 months
• Low interest rates

• Classic credit cardholders : 1.50% per month for 6 and 12 months and 1.65% per month for 18 and 24 months

Balance Transfer

Transfer your other bank credit cards outstandings (any amount above Rs. 3000) to your HSBC Credit Card. You can choose from the following tenure options.

• 3 months
• 6 months
• Perpetual Balance Transfer

Applicable interest rates for all 3 tenure options are -

• 1.50% p.m. (18% p.a.) for Gold and Classic credit cardholders

Loan on Phone

The ‘Loan on Phone’ feature makes it easy for you to do high value shopping. Any purchases above Rs. 2000 can be paid back in easy monthly installments at an low interest rates. The applicable interest rates are -

1. 1.99% p.m. (23.88% p.a.) for Classic credit cardholders on monthly reducing balance

Cash advance

With this feature get instant access to cash, round the clock, at close to 1 million ATMs worldwide.

Additional credit cards

You can avail upto 3 additional credit cards for your loved ones.

Global Access

• Cash advance at close to 1 million ATMs in India and overseas
• Cash can be withdrawn from your HSBC Bank Account from any VISA Plus / MasterCard / Cirrus ATM in India or overseas. You can also enquire about your balance, transfer funds from any HSBC ATM in India or overseas
• The HSBC Classic low interest credit card is accepted at over 18 million establishments worldwide and over 100,000 establishments in India