HSBC Spencer’s Happy Ties Card

HSBC Spencer’s Happy Ties Card is a global credit card that opens a world of privileges for you, wherever you go.

More Rewards points for shopping at Spencer’s Retail

With HSBC Spencer’s Happy Ties Card get access to reward point programme through which the more you spend, the more you save. For every Rs 100 spent at Spencer’s Retail stores using your HSBC Spencer’s Happy Ties Card, get upto 14 reward points. Get upto 4 reward points for every Rs 100 you spend outside Spencer’s Retail stores – e.g. your usual spends like dining, travel etc.

Earning Reward points

HSBC Spencer’s Happy Ties Classic Card

• Get 8 Reward points for every Rs 100 you spend at Spencer’s Retail stores
• Get 3 Reward points for every Rs 100 you spend elsewhere

HSBC Spencer’s Happy Ties Gold Card

• Get 11 Reward points for every Rs 100 you spend at Spencer’s Retail stores
• Get 3 Reward points for every Rs 100 you spend elsewhere

HSBC Spencer’s Happy Ties Platinum Card

• Get 14 Reward points for every Rs 100 you spend at Spencer’s Retail stores
• Get 4 Reward points for every Rs 100 you spend elsewhere

Redeeming Reward points

Redeem your points against Spencer’s Retail gift vouchers. You can redeem 400 points for a gift voucher worth Rs 100.

Complimentary Welcome Voucher on Joining

Get a complimentary welcome voucher of upto Rs 100 from Spencer’s Retail along with your credit card.

Cash advance

With this feature get instant access to cash, round the clock, at close to 1 million ATMs worldwide.

Additional credit cards

You can avail upto 2 additional credit cards for your loved ones.

Global Access

• Get a cash advance at close to 1 million ATMs in India and overseas
• Withdraw cash from your HSBC Bank Account from any VISA ATM in India or overseas. You can also enquire about your balance, transfer funds from any HSBC ATM in India or overseas
• The HSBC Westside credit card is accepted at over 18 million establishments worldwide and over 100,000 establishments in India