Indian Overseas Bank Visa International Credit Card
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IOB Visa Credit Card is a valuable substitute for cash or cheque. Card is valid for use Internationally and is acceptable by over 1,18,000/- Member establishments (MEs) for purchase of goods & services in India and over 130 Lakh Outlets Worldwide.
CASH WITHDRAWAL
- You can avail the ‘Cash Withdrawal’ facility and avail cash to meet your emergency requirements from any of over 15000 Visa enabled ATMs in India and over 8.7 lakh ATMs worldwide.
- The amount of cash that can be withdrawn is upto 40% of the limit assigned to you.
- While billing you for cash withdrawal, an amount at the rate of Rs.22.50 per Rs.1000/- or part thereof will be added towards service charges for each withdrawal and billed to your card account together with service tax/applicable cess, if any.
- Cash withdrawal will also attract ‘Cash Advance Interest’ at 24.00% p.a. (annualised) from the date of withdrawal.
CARD VALIDITY & RENEWAL
- The card remains valid for 3 years from the month of issue.
- Automatic renewal for 3 years on satisfactory track record and on prompt settlement of dues & card dispatched to the branch where are you are an account holder.
INSURANCE BENEFITS
- IOB entered into an arrangement with United India Assurance Co. Ltd. for covering you under various insurance facilities free of charge
Coverage Gold card Classic Card 1. Personal Accident – Death Due to Aircrash Self (Primary card holder)
10 lakh 4 lakh Spouse 2 lakh 2 lakh Road/Rail Self (Primary card holder) 2 lakh 2 lakh Spouse 1 lakh 1 lakh 2. Baggage Insurance 0.25 lakh 0.25 lakh 3. Purchase Protection 0.25 lakh 0.25 lakh Published on July 30, 2010 · Filed under: Indian Overseas Bank Credit Card;
One Response to “Indian Overseas Bank Visa International Credit Card”
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apv.prakash said on December 10th, 2011 at 3:16 pm
i am apv.prakash from karur(TN). i have an s/b joint account in iob more than 10 years, now i do online data entry work and online survey taking work from my house, So that i need credit card to send the fees for foreign companies in every month as well as every 3 or 4 days, can i get the credit card immediately or it will take some days. i normally send near than Rs.13000/- per month which card is better for me. now i don’t have salary certificate, but i has pan card, driving license,voter’s id card sb passbook, is it enough for getting credit card, please send me the mail.
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