State Bank of India Railway Card

The SBI Railway Card is an internationally valid credit card brought to you by SBI Card and Indian Railways through its subsidiary, IRCTC (Indian Railway Catering and Tourism Corporation Limited). Designed by renowned cartoonist R K Laxman, it is a collector’s item and packed with exclusive Railway benefits

Exclusive Privileges of SBI Railway Card
Get 350 bonus SBI Railway Points (1 SBI Railway point = Re. 1) on joining the SBI Railway Card family. These SBI Railway points can be redeemed against Railway tickets.

Get back upto 10% of AC ticket fare as Railway Points
Get back upto 10% of your AC (except 3 AC) ticket fare as Railway Points through your complimentary membership to Shubh Yatra-Scheme for Frequent Travellers (SOFT) by Indian Railways. Cash-in your Railway Points on irctc.co.in for a free ticket. Earn 1 Railway Point on every Rs. 125 of retail purchases on your SBI Railway Card.

0% Transaction Charges on tickets booked at irctc.co.in
Save 1.8% transaction charges on all online credit card transactions every time you book your railway tickets on irctc.co.in with your SBI Railway Card.

Complementary Personal Rail Accident Insurance of Rs. 10 Lac
Get a complimentary personal rail accident insurance of Rs. 10 lac with SBI Railway Card in the event of loss of life resulting from a train accident while travelling on a valid train ticket purchased using your SBI Railway Card. Complementary insurance valid only post payment of card fee.

Worldwide Acceptance
Your SBI Silver & More Card can be used in over 24 million outlets across the globe, including 3, 25,000 outlets in India. Just look for the Visa/MasterCard sign of acceptance and present your card for payment.

0% Fuel Surcharge

Get fuel surcharge waiver in any city on any pump.
Simply use your card to buy petrol, diesel and lubricants at any petrol pump in the World without having to pay any transaction fee. All you have to do is to purchase fuel for amounts between Rs. 500/- and Rs. 3,000/- each time

Cash on the Go
SBI Railway Card gives you access to over 1.2 million VISA ATMs (Please check the logo on the front of your card before using) across the globe, including 18,000 ATMs in India. In Addition to this, you get access to over 10,000 SBI ATMs across 100 plus cities in India.

Balance Transfer on low interest rates
SBI brings you a fast and convenient way to transfer the outstanding amount from your other card to your SBI card at the lowest rates of Interest. Now you can save money while paying your credit card dues

Flexipay
Flexipay, the easy installment plan from SBI Card lets you buy just about anything and repay in easy monthly installments. Choose the plan best suited to your financial needs and avail of a low rate of interest.