Bajaj Allianz Extra Care

Bajaj Allianz’s Extra Care Policy provides protection to you and your family. It takes care of the medical expenses incurred during hospitalization due to serious accident or illness. The policy can be taken as add on cover to your existing hospitalization – medical expenses policy. This is because in case of higher expenses due to illness or accidents Extra care policy takes care of the additional expenses.

• Floater Policy (sum insured floats over members covered)
• Competitive premium rates
• Medical tests not required upto 55 years subject to clean proposal form.
• For all cases where medical tests have been conducted in their empanelled diagnostic centre, and the proposal has been accepted / and premium received the Company would reimburse 50% of the medical test charges.
• Get coverage for Pre-existing diseases after 4 years.
• Continuity for waiting periods would be given for any indemnity cover irrespective of Sum Insured in the earlier policy.
• Age of entry for proposer 18years – 70 Years. The policy is Renewable upto 80yrs
• Children from 3 Months – 5 years can be covered if both the parents are insured with them
• Children from 6 years to 18 years can be covered if either of the parent is covered with them.
• Children from 18yrs to 25yrs can be covered as self proposer or as dependents.
• Since this is a floater policy, single Sum Insured and single premium for the whole family.
• Get access to cashless facility in more than 2400 empanelled hospitals across the country.
• Expenses incurred for hospitals other than the empanelled ones reimbursement takes place within 14 days from the date of submission of all documents.
• Get coverage for ambulance charges in case of emergency subject to a maximum of Rs. 3000.