Bajaj Allianz Personal Guard

Bajaj Allianz Personal Guard policy covers the insured against bodily injury or death caused due to accidents.

The coverage is broadly divided in 3 types

1. Basic : Death + Children‘s Education Bonus

-         Maximum SI 100 times of monthly income.

1. Wider : Death + Permanent Total Disability + Permanent Partial Disability + Children’s Education Bonus

-         Maximum SI 60 times of monthly income

1. Comprehensive : Death + Permanent Total Disability + Permanent Partial Disability + Temporary Total Disability + Children’s Education Bonus

-         Maximum SI 24 times of monthly income or maximum of 5 lakh

-         Total + Basic + Wider + Comprehensive not to exceed 120 times of monthly income

1. Additional : Medical Expenses + Hospital Confinement

Benefits

• Highest compensation of 125 % of the sum insured incase of permanent total disability.
• Medical Expenses arising out of accident.
• Get children’s education bonus in case of death or permanent total disablement.
• Cumulative bonus of 5% per claim free year to a maximum of 50%. In case of claim it is reduced by 10%.
• Get Family discount of 10%.
• Indian citizen between ages of 18 to 65 years is eligible for this policy.