Bharti AXA Smart Health Critical Illness Insurance Policy

Bharti AXA’s SmartHealth Critical Illness Insurance Policy covers all expenses incurred as a result of critical illnesses.

• Hospitalisation expenses
• Pre-hospitalisation expenses
• Post-hospitalisation expenses
• Dread disease recuperation
• Transplantation of organs
• Hospital cash allowance
• Home nursing
• Ambulance charges
• In-patient physiotherapy charges
• Recovery grant
• Accompanying person’s expenses
• Children education fund
• Mortal remains

Family floater
Choose one sum insured for the whole family (self, spouse and two dependent children up to the age of 23 years). This sum covers all the expenses for one or more claims during the policy period.

Income tax benefit
Get income tax benefits on premium paid for the policy under Sec-80D of the Income Tax Act

Renewal discount
Get a 5% discount on the renewal premium for every claim-free year, up to a maximum of 25%.

Policy servicing
The policy will be serviced by the Third Party Administrator (TPA), who will provide, among other things, cashless facility for hospitalisation in network hospitals