Birla Sun Life Insurance Saral Health Plan

This plan aims to fulfil all your health and medical expenses which you can use for your entire life.

Features:

• This plan will cover all your hospitalization expenses, surgical expenses, critical illness and routine expenses during the tem of the plan.

• It does not require any medical examination.

• The minimum age at the entry level is 18 years and maximum is 50 years.

• Flexibility to pay the premiums through 3 available options:
  • 10 pay/ 10 terms.
  • 10 pay/20 term.
  • 20 pay/20 term.

• If in case you are suffering from any terminal illness, you will receive the fund value even without providing any bill against it..

Benefits:

• In case of hospitalization for a period of 48 hours or more, and for medically necessary treatment of any illness or injury you get:

1. i. Rs. 4,000 if you had any surgery during your hospitalization.

1. ii. Rs. 8,000 if surgery directly involved your brain, heart (including coronary arteries), liver or lung.

1. iii. Rs. 2,000 if you had no surgical procedure during your hospitalization.

• In case of critical illness like Heart Attack, Cancer, Stroke and Major Organ Transplant, you will receive a lump sum amount equal to (Rs.20, 000) x (the policy year in which the illness occurred).

• This plan will take care of all your future health and medical expenses like

1. i. Dental treatment.
2. ii. Pathology and diagnostics expenses
3. iii. Ayurvedic and homeopathic treatment
4. iv. General practitioners fees, medicines and drugs.
5. v. Any health related expense not covered under medical insurance.

• If you pay all your premiums on time you get, guaranteed additional benefits at the end of your health insurance benefit term.

• You enjoy tax benefits under Section 80D of the Income Tax Act, 1961 under this plan.