Cholamandalam MS Family Health

Chola MS Family Health Protection Insurance covers entire family against hospitalisation expenses. The plan includes single premium and single Sum Insured for entire family. Sum Insured floats over the entire family and can be claimed by any / all the family members.

• Term cover is valid for one year from the date of inception
• Age at Entry upto 45 yrs
• No medical check up required
• Renewal age upto 69 yrs
• No hidden Conditions / Clauses (No Sub-limits for diseases)
• Sum Insured from Rs 2 lakh to Rs 5 lakh
• No hassles of tracking renewals for different members

What does it cover?

Hospitalisation

• Rooms and Boarding charges
• Doctor fees
• Charges for ICU
• Nursing Expenses
• Surgeon Fees, OT charges
• Cost of medicines which are consumed on premises
• Dressing , splints, casts
• Implanted prosthetic devices during surgery
• Organ transplantation costs

Pre-hospitalization expenses upto 60 days and Post-hospitalization expenses upto 90 days

Emergency Ambulance expenses

141 Day care expenses – Procedures which does not require 24 hrs of hospitalization

Hospital Daily Allowance

Home nursing care allowance