Cholamandalam MS Individual Health

Cholamandalam MS Individual Health Insurance Policy helps you live every moment of your life, without having to worry about your health even for a minute.

• Term cover validity one year from date of inception
• Maximum age at entry 55 yrs ( Primary Insured )
• No medical check up till 45 years of age
• Dependent parents covered (Maximum entry age upto 65 yrs)
• Renewal age upto 69 yrs
• No hidden Conditions / Clauses (No Sub-limits for diseases)
• Sum Insured from Rs 50,000 to Rs 10,00,000
• Extra health care option available with additional covers
• Option to cover family members under same policy with a family discount on total premium
• Extra health care option available on payment of extra premium
• General Health check up
• Eye Examination
• Hospital Daily allowance

What does it cover?

Hospitalisation

• Rooms and Boarding charges
• Doctor fees
• Charges for ICU
• Nursing Expenses
• Surgeon Fees, OT charges
• Cost of medicines which are consumed on premises
• Cost of dressing, splints, casts related to hospitalization
• Implanted prosthetic devices during surgery
• Costs of Organ transplantation

Pre-hospitalization expenses upto 60 days and Post-hospitalization expenses upto 90 days

Emergency Ambulance expenses

141 Day care expenses – Procedures which does not require 24 hrs of hospitalization