ICICI Lombard Family Floater

Family Floater Health Insurance is a comprehensive plan that covers your family under a single policy with a single premium. The policy ensures complete peace of mind along with tax benefit under Section 80 D of the Income Tax (Amendment) Act, 1961.

• Free health check-up coupon for any one insured family member. With Family Floater get a free health check coupon for any one person in the plan, covering tests like Medical Examination, Blood Grouping and Rh Typing etc.
• Get access to their 3500+ network hospitals and avail cashless service on usage of Health ID Card, a boon for those times when you need finance the most.
• Avail tax benefit under Section 80D of the Indian Income Tax Act 1961.
• You can now cover your family under one policy. Options available for one or two year covers.
• No health check-up up to the age of 55 years(age as on last birthday)
• Avail of Cumulative Bonus. In case there is no claim under the policy get an Additional Sum Insured of 5% provided on cumulative basis on each renewal up to a maximum of 50%.
• A maximum of 2 adults and 2 children can be covered under a single policy

The policy covers the following medical expenses:

• Incurred as an inpatient during hospitalization for more than 24 hours, including room charges, doctor/ surgeon’s fee, medicines bills, etc.
• Medical expenses incurred 30 days prior to hospitalization
• Medical expenses incurred 60 days post hospitalization
• Named Day Care expenses incurred on advanced technological surgeries and procedures like Dialysis, Radiotherapy, and Chemotherapy, requiring less than 24 hours of hospitalization.
• Get coverage for Pre-existing diseases after 4 continuous years of coverage with the Company
• Get security for you and your family against terrorist activities
• Get coverage for hospitalization in case of Swine Flu / H1N1 influenza