ICICI Lombard Health Advantage Plus

Health Advantage Plus is a unique health policy that covers you not only for hospitalisation expenses but also for Out Patient Treatment expenses (OPD expenses). This includes accidents arising out of terrorist activities. Also get coverage against Swine Flu / H1N1 influenza in case of hospitalization.  Avail tax benefits on premium paid subject to the provisions of Section 80D of the Income Tax Act, 1961 and amendments made thereafter.

• Floater is a common cover for both the membersOut of the 2 adults insured anyone can avail of either covers under Health Advantage Plus; Floater provides a common cover for both members.
• No health check-up up to the age of 55 years (age as on last birthday)
• Use your ‘Health Advantage Plus’ ID card at any of the empanelled 3500+ hospitals and avail of cashless service, a boon for those times when you need finance the most. This benefit is exclusively for hospitalisation claims.
• Avail tax benefit on premium paid under Section 80D of the Income Tax Act, 1961.
• Get coverage for Pre-existing diseases from the third year upon two consecutive renewals with the company

Coverages

• 30 days pre-hospitalisation
• 60 days post-hospitalisation
• Get coverage for Pre-existing diseases after 2 years of continuous renewal with the company
• Coverage against Swine Flu / H1N1 influenza in case of hospitalisation
• Technologically advanced treatments that do not need 24-hour hospitalisation but are covered under this policy