ICICI Prudential Health Saver

• Guaranteed coverage up to 75 years of age for you and your family against medical expenses incurred due to hospitalisation
• Get coverage against pre-existing illnesses & conditions after 2 years subject to acceptance by the company
• Provides comprehensive cover by allowing reimbursement for health expenses not covered by the hospitalisation benefit after 3 years
• Get free health check-up once every 2 years after the first year
• No claim bonus of 5% of the annual limit for every claim free year up to a maximum of 25%
• Option to continue cover post 5 years even after stopping premiums
• Avail tax benefits under section 80D on premiums paid under the Income Tax Act, 1961

Get coverage against medical expenses that require a minimum of 24 hours hospitalisation. In addition, over 125 day-care procedures are also covered. The following expenses incurred during hospitalisation are covered, subject to your annual limit:

• Room, boarding and nursing expenses as charged by the hospital where the insured availed medical treatment. You are entitled to a single A/C room (room rent capped at 1% of annual limit per day). However for twin share A/C room there is no such cap applicable.
• Get coverage for Intensive Care Unit (ICU) charges
• Fees for doctor, surgeon, anesthetist, medical practitioner, consultant and specialist
• Anesthesia, blood, oxygen, operation theatre charges, surgical appliances, medicines and drugs, diagnostic materials and x-ray, dialysis, chemotherapy, radiotherapy, cost of pacemaker, cost of artificial limbs.