National Insurance Mediclaim for Family

National Insurance Mediclaim for Family is a Family Floater Health Insurance Policy wherein entire family is covered under single Sum Insured.

The Policy provides coverage against Hospitalization expenses for illness/diseases contracted or injury sustained by the Insured Person.
In the event of any claim becoming admissible under the policy, the Company either pay directly to the insured if TPA service is not availed by the insured or pay to the Hospital/Nursing Home through TPA the amount of such expenses subject to limits as would fall under different heads.

• The policy covers or can be availed by persons between age group of 3 months to 60 years Fresh entrant beyond 60 years will not be covered. However, the policy may be extended up to the age of 65 years if it is renewed without break.
• All claims under this policy shall be payable in Indian Currency only and medical treatments covered under the insurance will have to be taken in India only.
• Sum Insured for the policy is Rs.2,00,000/- to Rs.5,00,000/- in multiples of Rs.50,000/-
• If the proposer has more than one health insurance policy he should mention it to the underwriter so that there is a reference of the additional policy number on both policies and in case of a claim, underwriters will ensure that both the policies would contribute proportionately.