Oriental Insurance Individual MediClaim Policy

Oriental Insurance Individual MediClaim Policy provides coverage for medical expenses following Hospitalisation/Domiciliary Hospitalisation of the Insured in case of a sudden illness, accident or any surgery which is required in respect of any disease which has arisen during the policy period.

Covered Risks:

This policy provides hospitalisation cover and reimburses the medical expenses incurred in respect of covered disease /surgery while the insured was admitted in the hospital as a patient. The cover also extends to pre- hospitalsation and post- hospitalisation for periods of 30 days and 60 days respectively

Major Exclusions:

Any pre-existing disease or expense incurred during first 30 days of cover except injury due to accident, all other expenses incurred in respect of any treatment relating to pregnancy, child birth or any other disorders are excluded from the scope of the cover