Reliance Healthwise

• Avail 24 hours cashless facility at more than 4000 network hospitals.
• Income Tax benefits under Section 80D.
• Family Floater benefit giving comprehensive protection to your family members under one single Policy.
• Get discount on renewal premium under claim free policy.
• Coverage of declared pre-existing diseases/illness/injury/conditions after 2 years/4 years as per plan opted.

What does this Policy cover?

Your Reliance HealthWise Policy covers:

Hospitalisation Expenses

Expenses incurred towards-

• Hospital (room, boarding and operation theatre)
• Doctors & Nurses
• Medical tests
• Medicines, blood, oxygen, appliances etc.

Domiciliary Hospitalisation

All expenses related to a medical treatment, which is being administered at home, provided that -

(a) Patients condition does not allow him to be shifted to a hospital; or

(b) Due to lack of accommodation at the hospital

Day Care Treatment

Medical expenses towards day care treatments/surgeries where 24 hours of hospitalisation is not required subject to treatment/surgeries listed in the policy document.

Pre and Post Hospitalisation

Medical expenses related to your treatment before and after hospitalisation for a specified number of days.

Pre-Existing Diseases

Coverage of pre-existing diseases/illness/injury after two/four continuous renewals.

Critical Illness – Additional Sum Insured

Gold Plan offers an additional amount equivalent to Sum Insured opted under Hospitalisation for treatment of listed critical illness. Once a claim is accepted & paid for, coverage under this section will not be available for that person for all future renewals.

Donor Expenses

All hospitalisation expenses incurred by the donor in case of major organ transplant are covered (available only under Gold and Silver Plans).

Cost of Health Check Up

Cost of Health Check up at the end of a block of four years, only if there were no claims reported.