Reliance Individual Mediclaim Plan

Reliance Mediclaim Insurance Policy helps you meet the hospitalisation expenses. The policy frees you from financial worries so that you can give full attention to your loved ones.

Key Advantages

Hospitalisation Care for the Family

• Get coverage for you and your family for hospitalisation and related expenses with Reliance Mediclaim Insurance Policy.
• Family members between the ages of 5 and 80 years can be covered.
• Get health insurance for children between the ages of 3 months and 5 years if one of the parents is covered concurrently.

Claim-Free Bonus

• Get rewarded with a no-claim bonus of 5% on every claim-free renewal. This can be accumulated up to a maximum of 50%.

Tax Advantage

• Avail tax benefits under Section 80D of the Income Tax Act.

Policy Coverage

Reliance Mediclaim Insurance Policy covers following hospitalisation expenses.

• Hospitalisation Expenses – These include room charges and operation theatre charges, nursing expenses, fees of medical practitioner, anaesthetist and consultants.

• Medicine, Consumables and Diagnostic Expenses – Cost of anaesthesia, blood, oxygen, surgical appliances, medicine and drugs, diagnostic material and X-rays, dialysis, chemotherapy, radiotherapy, pacemaker, artificial limbs and organs.

• Day Care Treatment – The policy will cover expenses incurred towards technologically advanced treatment that does not require hospitalisation for 24 hours or more.

• Domiciliary Hospitalisation – Cover for treatment administered at home, subject to specified conditions.

• Pre- and Post-Hospitalisation – Reliance Mediclaim Insurance Policy covers medical expenses for treatment up to 30 days before and up to 60 days after the hospitalisation

Value Added Benefits

• No medical check-up upto the age of 45.
• Free medical check-up after 4 claim-free renewals.