Royal Sundaram Family Health Insurance

Family Health Insurance policy is a comprehensive health plan specially designed to offer complete protection to the insured and his family. You can cover yourself, your spouse, children (above 90 days) and dependent parents (up to 50 years) from all Health worries. However, Renewals will be accepted up to the age of 70 years for adults and up to the age of 21 years for dependent children.

Family Health Insurance Coverage Benefits

• Get Instant Family Health Insurance Coverage
• No Documentation required for Family Health Insurance
• No Medical Examination required for Family Health Insurance
• Get Income Tax benefit under section 80D of the IT Act
• Cashless facility available in more than 3000 hospitals across India

Period of Insurance applicable for this plan

• One year and Two years

Sum Insured

• The hospitalization sum insured will be floater among all family members covered.

Benefits

• Expenses incurred towards inpatient hospitalization for a period more than 24hrs,
  for the illness / diseases contracted or injury sustained by the insured
  person during the period of Insurance.
• Pre hospitalization expenses for 30 days and Post hospitalization expenses for 60 days
• Ambulance charges in an emergency subject to a limit of Rs.1000/- per claim
• Master Health Check up charge reimbursement to a maximum of Rs1500/- per
  Insured person after each 4 consecutive claim free year. However, this benefit shall not be available even if one individual insured person makes a claim during the 4 consecutive period of insurance.

Cumulative Bonus

Progressively increase Sum Insured under the policy by slab of 5% for every claim free year of the policy subject to a maximum of 50%.
In case of claim Cumulative Bonus will be  reversed to 2 slabs.