Star Medi Classic

• Hospitalization Cover: In-patient hospitalization expenses for a minimum of 24 hours. This includes room rent and boarding @ 2% of sum insured, subject to a maximum of Rs 4,000 per day.
• Get coverage for Nursing expenses.
• Surgeon’s fees, Consultant’s fees, Anesthetist’s and Specialist’s fees.
• Cost of medicines and drugs.
• Get coverage for ambulance charges in case of emergency upto a sum of Rs 750/- per hospitalization and overall limit of Rs 1,500/- per policy period.

Pre-Existing Disease

Get coverage for Pre-existing diseases after 48 months of continuous insurance with the Company.

Pre-Hospitalization & Post-Hospitalization

• Pre-hospitalization medical expenses upto 30 days prior to the date of admission.
• Post-hospitalization – a lumpsum calculated at 7% of the hospitalization (excluding room charges), subject to a maximum of Rs 5,000 is payable.

Non-Allopathic Treatments

Get coverage of upto Rs 25,000/- per occurrence, subject to a maximum of 25% of sum insured per policy period.

No-Claim Discount

Get discount ranging from 5% – 25% for every claim-free year except for Family Package Plan.

Optional benefits on payment of additional premium

• Hospital Cash: Get Rs 500 paid for each completed day of hospitalization. Premium ranging from Rs 200 to Rs 350 per person, depending upon the age.
• Patient Care: Available for persons above 65 years. Get paid for the attendant charges after discharge from the hospital @ Rs 400 per day to a maximum of 5 days per hospitalization. Premium Rs 300 per person.
• New-Born Baby Cover: Available with Family Package Plan, the cover provides for your new-born from birth up to the expiry of the policy period. The sum insured is restricted to 10% of the sum insured in respect of the mother. Premium 10% of policy premium.