Star Senior Citizen Red Carpet

Star Health introduces India’s first health insurance policy for senior citizens, Star Senior Citizen Red Carpet. It provides cover for anyone over the age of 60 and permits entry right up to the age of 69 with continuing cover after that.

• For people aged between 60 and 69 years
• Guaranteed renewals beyond 69 years
• Pre-insurance medical test not required
• Treatment at network hospitals only
• Get coverage for all pre-existing diseases from first year, except those for which treatment or advice was recommended by or received during the immediately preceding 12 months from the date of proposal
• Disease for which treatment or advice was recommended by or received during the immediately preceding 12 months from the date of proposal will be covered from second year onwards
• Hospitalization Cover: In-patient hospitalization expenses for a minimum of 24 hours. Includes room rent and boarding @1% of sum insured
• Get ICU expenses per day @ 2% of sum insured
• Nursing expenses
• Surgeon’s fees, consultant’s fees, Anesthetist’s and specialist’s fees, per illness @ 25% of sum insured
• Cost of blood, oxygen, pacemaker
• Cost of drugs and diagnostic tests @ 50% of sum insured per hospitalization
• Treatment for Cardiovascular Diseases / Cerebrovascular Accident/Cancer and breakage of Bones: Upto Rs.75,000/- where the sum insured is Rs.1,00,000/- and upto Rs.1,50,000/- where the sum insured is Rs.2,00,000/-
• Cataract (both eyes included), up to Rs.15,000/-
• Renal Complications: Upto Rs.75,000/- where the sum insured is Rs.1,00,000/- and upto Rs.1,50,000/- where the sum insured is Rs.2,00,000/-
• All other Major Surgeries: Upto Rs.60,000/- where the sum insured is Rs.1,00,000/- and upto Rs.1,20,000/- where the sum insured is Rs.2,00,000/-
• Get coverage for Ambulance Charges in case of emergency @Rs.600/- per hospitalisation and Rs.1200/- per Policy period
• Post-hospitalization – a lumpsum calculated at 7% of the hospitalization expenses (excluding room charges), subject to a maximum of Rs 5,000 is payable.
• Get tax benefits under Section 80 D of the Income Tax Act