United India Family MediCare Health Insurance

This policy covers all the members of a family under a single sum insured.

Sum Insured: The sum insured for the policy starts from Rs.1 lakh and then in multiples of Rs.50,000/- upto Rs.5 lakh and from Rs.5 lakh to Rs.10 lakh in multiples of Rs.1 lakh.

Hospitalisation Expenses:

• Room/ Boarding/ Nursing Expenses and other expenses as specified in policy upto 1% of sum insured per day. This also includes Nursing Care, RMO Charges, IV Fluids/Blood Transfusion/Injection administration charges but does not include cost of materials.
• Get coverage for ICU expenses upto 2% of Sum Insured per day.
• Surgeon, Anesthetist, Medical Practitioner, Consultants, Specialists Fees
• Anesthetist, Blood, Oxygen, Operation Theatre Charges, surgical appliances, Medicines & Drugs, Diagnostic Materials and X-ray, Dialysis, Chemotherapy, Radiotherapy, Artificial Limbs, cost of prosthetic devices implanted during surgical procedure like Pacemaker, relevant laboratory diagnostic tests, etc.
• All Hospitalisation Expenses (excluding cost of organ, if any) incurred for donor in respect of Organ transplant.

No Claim Discount – 3% on renewal premium after three continuous claims free Family Medicare Policies and for every subsequent claim free year subject to a maximum of 15%.

In case of claim reported or if the policy is not renewed within the grace period, the

Policy will not be eligible for any No Claim discount.

Avail tax benefits under Section 80-D of Income Tax rules.