United India Platinum Health Insurance

• Entry age for the policy is 3 months to 35 years.

PRE – HOSPITALISATION: -

Get coverage for medical expenses incurred during period up to 30 days prior to Hospitalisation on disease / illness / injury sustained will be considered as part of claim

POST HOSPITALISATION: -

Get coverage for medical expenses incurred during period up to 60 days after hospitalisation on disease / illness / injury sustained will be considered as part of claim

• Get family discount of 5% on the total premium will be allowed comprising the insured and any one or more of the following:
  • Spouse,
  • Dependent children (i.e. Legitimate or legally adopted children)
  • Dependent Parents.

• The insured is entitled for No Claim Discount of 5% for every claim free year subject to a maximum of 25% provided the policy is renewed continuously without break.
• The insured shall be entitled for reimbursement of the cost of Medical check-ups once at the end of block of every three underwriting years provided there are no claims reported during the block and subject to the policy being renewed without break. Such reimbursement shall be restricted to 1% of the average SI of the preceding three years.

• Get coverage for ambulance charges in case of an emergency upto a maximum of Rs.2500/- per policy period. This coverage is available on payment of additional premium of Rs.100/-.