United India Senior Citizen Health Insurance

• Entry Age: Entry age for the policy is 61 years to 80 years taking a Mediclaim Policy for the first time.

• Sum Insured: Sum insured for the policy can be between Rs.50,000 to Rs 3,00,000/

PRE – HOSPITALISATION:-

Medical expenses incurred up to 30 days prior to Hospitalisation on disease / illness / injury sustained will be considered as part of claim

POST HOSPITALISATION: -

Medical expenses incurred up to 60 days after hospitalisation on disease / illness / injury sustained will be considered as part of claim

• Get coverage for any pre-existing condition(s) as defined in the policy, until 48 months of continuous coverage of such insured person have elapsed, since inception of his/her first Policy with the Company.

• A family discount of 5% of the total premium will be allowed comprising the insured and any one or more of the following :

1. Spouse,
2. Dependent children (ie. Legitimate or legally adopted children)

• The insured shall be entitled for No Claim Discount of 5% for every claim free year subject to a maximum of 25% provided the policy is renewed continuously without break. No Claim Discount will be lost fully if policy is not renewed within the grace period allowed under the policy.

• Get reimbursement of the cost of Medical check-ups once at the end of block of every three underwriting years provided there are no claims reported during the block. Such reimbursement shall be restricted to 1% of the average SI of the preceding three years.

• Get coverage for ambulance charges in case of an emergency upto a maximum of Rs.2500/- per policy period. This coverage is available on payment of additional premium of Rs.100/-.