| Introduction |
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| Dena bank provides you home loan under Dena Niwas Home loan to meet your requirement of owning a house. Bank offers loan for purchase of plot, buy a ready built house or buy an under construction house. You can take loan for repair and up gradation of your existing home such as cost of fixtures, POP works, retiling, fittings etc. Bank also gives an option of shifting an existing home loan with any other Bank like HSBC, Punjab National bank home loan etc or Financial Institution. Fulfill the eligibility criteria and documentation and own your home. |
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| Highlights |
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| Interest Rate |
10.5% |
| Loan Amount |
Min. – Rs 100000
Max. – Rs 1500000 |
| Tenure |
Min. – 5 Yrs.
Max. – 20 Yrs. |
| Time to Process Loan |
7 days |
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| Interest Rates |
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| Tenure |
Interest Type |
Interest Rate |
Offer |
| 15 – 20 Yrs. |
Fixed |
10.25 % |
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| 10 – 15 Yrs. |
Fixed |
10.25 % |
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| 15 – 20 Yrs. |
Floating |
9 % |
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| 10 – 15 Yrs. |
Floating |
9 % |
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| 5 – 10 Yrs. |
Floating |
8.5 % |
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| 1 – 5 Yrs. |
Floating |
8.5 % |
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| 5 – 10 Yrs. |
Fixed |
9.75 % |
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| 1 – 5 Yrs. |
Fixed |
9.75 % |
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| Fees & charges
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Eligibility Criteria
| Eligibility Criteria |
Salaried
| Salaried: |
| Annual Income |
Rs 120000 |
| Age |
Min.: 25 Yrs. Max.: 55 Yrs. |
| Documents Required: |
| ID Proof |
Yes |
| Residence Proof |
Yes |
| Income Proof |
Yes |
| Telephone |
No |
| Photograph |
Yes |
| Bank Statement |
Yes |
| Signature Proof |
Yes |
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| Security |
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| Simple equitable mortgage of the house/flat/apartment on which the loan is availed. |
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