HDFC Bank Home Loan
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HDFC Bank brings HDFC home loans with convenient repayment options to suit your budget at your doorstep.
You can take a Home Loan for following purposes
• Home Loan-If you want to purchase fresh or resale or construct houses can apply individually or jointly for HDFC home loan.
• Home Improvement Loan-HIL (Home Improvement Loan) facilitates in-house & peripheral repairs and other structural improvements like painting, waterproofing, plumbing and electric works, tiling and flooring, grills and aluminum windows.
• Home Extension Loan-HEL (Home Extension Loan) facilitates the extension of an existing lodging unit.
• Land Purchase Loan-HDFC Land Purchase Loan facilitates to purchase land. It can be for dream house or an investment for the future.Features & Benefits of HDFC Bank Home Loan
• Attractive Home Loan Rates.
• Options from Fixed Rate or Floating Rate are available.
• Maximum Funding upto 85% of the cost of property.
• Easy repayment options.
• Hassle Free Documentation – no security/guarantor is required.
• Automated Repayment of Home loan EMI – Customer can repay Home Loan EMIs directly from their HDFC Bank Savings Account.
• Customer privileges – An existing HDFC Home Loan customer can avail of other loans (such as Personal Loans, Car Loans, Two-wheeler Loans and Loan against property ) at lower interest rates.
• You can choose from Fixed Rate or Floating Rate with options to structure your loan as Partly Fixed or Partly Floating.
• Flexible repayment options to suit your individual needs.Current Home Loan Interest Rates of HDFC Bank Home Loan
Loan Schemes Up to 30 Lacs From 30 lacs to 50 Lacs Above 50 Lacs HDFC Bank Floating 8.25% Floating 9% Floating 9.25%
Eligibility Criteria & Documentation required for HDFC Bank Home LoanSalaried Self employed AGE 21years to 58years 21years to 65years Income Rs.1,20,000 (p.a) Rs.1,50,000 (p.a) Loan Amount Offered 2,00,000 – 1,00,00000 2,00,000 – 2,00,00000 Tenure 5years-20years 5years-20years Current Experience 3years 2years Processing Fee 11000/- or 0.5% 11000/- or 0.5% Documentation 1) Application form with photograph
2) Identity & residence proof
3) Latest salary slip,
4) Form 16
5) Last 6 months bank statements
6) Processing fee cheque1) Application form with photograph
2) Identity & residence proof
3) Education qualifications certificate & proof of business existence
4) Business profile, Last 3 years profit/loss & balance sheet
5) Last 6 months bank statements
6) Processing fee chequePublished on August 4, 2010 · Filed under: HDFC Bank Home Loan, Home Loan;
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