ING VYSYA Bank Home Loan
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INGVYSYA gives you liberty to buy a home for yourself. It comes with bundle of benefits, which make it simpler and easier.
You can take a Home loan from INGVYSYA for following purposes
1) Self-construction.
2) Extension / Alteration / Up gradation of an existing property.
3) Purchase of a Resale House/Flat.
4) Purchase of a Used House/Flat.
5) Composite Loan (Purchase of a Site + Construction).
6) Balance Transfer from other Banks/Fin. Institutions with Top up Loan.Features and benefits of INGVYSYA Home Loan
• Competitive interest rates
• Funding upto 85% of the cost of Property
• Floating Rate loans linked to HPLR i.e. Home Loan Prime Lending Rate
• EMI on a daily reducing balance method
• Flexible repayment options
• Maximum Loan Tenor upto 20 years
• Nil penalties on partial prepayments after 6 months of disbursalDocumentation and eligibility for INGVYSYA home loan
Salaried Self employed Age 23years to 58years 25years to 65years Income 1,20,000 p.a 1,50,000 p.a Loan Amount Offered 5,00,000 – 3,00,00000 5,00,000 – 3,00,00000 Tenure 5years to 20years 5years to 20years Current Experience 3years 3years Documentation 1) Complete application form,
2) processing fees cheque,
3) Identification Proof,
4) Residential proof,
5) Signatures Proof, Last 3 months salary slip,
6) Form 16 ,Last 3 months bank statement1) Complete application form,
2) Identification Proof,
3) Residence Proof,
4) Last 3 year ITR,
5) Last 6 months bank statement ,
6) as Processing fees chequePublished on August 4, 2010 · Filed under: Home Loan, ING VYSYA Bank Home Loan;
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