BAJAJ ALLIANZ RETIREMENT ADVANTAGE PLAN

This plan will help you to retire happily instead of retiring with future worries.

Features:

• The term of the policy is of 10 -15 -20 years.

• The minimum age at the entry level is18 years and maximum is 65 years.

• The minimum age at the maturity level is 40 years and maximum is 80 years.

• The premiums can be paid on monthly, quarterly, half-yearly or yearly basis.

• Even in case you are unable to pay 3 years full premium, your policy still continues to remain the same.

Benefits:

• In case of your unfortunate death during the deferment period, the nominee of your policy will get the fund value.

• You can also get the surrender value in case you are not satisfied with the policy; the surrender value is equal to fund value less surrender charge.

• At the time of maturity you have the option to either purchase an immediate annuity for the full Fund Value to get regular income for life. OR Take up to 1/3rd of Fund Value as a lump sum and purchase an immediate annuity with the balance.

• You also get the choice of 2 investment portfolio strategies to manage your investments better. Including the special Wheel of Life portfolio strategy, which will help you to balance and safeguard your investment.

• Flexibility to switch units between your investment funds after completing 3 years of the term of policy according to your risk appetite and investment decisions.

• Premiums paid and benefits received will be eligible for tax benefits as per applicable tax laws of the Income Tax Act, 1961.