BHARTI AXA ELITE PLUS Plan

Apart from insuring an individual’s life, insurance planning   also helps you protect your personal assets and business interests, and increase your family’s standard of living. Selecting the appropriate life insurance cover can help preserve the assets that you spent years accumulating for your loved ones.

BHARTI AXA LIFE presents, ELITE SECURE- a simple long-term life insurance product available at a low cost.

This plan ensures that your family is well protected against any eventuality.

Key benefits of the product:

• Life insurance benefit

• Comprehensive overall protection benefit

• Tax benefits

• Re-installment of the policy

The product is best suited if:

• You want comprehensive financial protection for your loved ones.
• You want a single product that can include all your Insurance needs in it.

Bharti AXA Life gives you enhanced protection in this plan with the option to add any of the 4 protection enhancers by paying a nominal amount towards this additional protection:

• Critical Illness Benefit Rider: Supposing if you are suffering from any one of the six Critical Illnesses at any time during the term for which the rider is in force, you will receive a lump sum amount equal to the Critical Illness Benefit Sum Assured.

• Accidental Death and Disability Benefit Rider: In the event of an unfortunate death of Life Insured due to an accident or an accidental disability, the Sum Assured under the Rider will be paid to the Policyholder / nominee.

You get a Life Insurance cover at very low premiums and also an Option to cover your life till 75 years.

Key features:

• Regular premium payment or just paying it at once.
• Choice to systematically increase your premiums by 5 % or 8% each year with the Accumulator Option.
• Change the premium amount at any time after the 2nd year
• Enhance your retirement wealth by paying unlimited top-up premiums after first year
• Flexibility to change your retirement age any time
• Get flexibility through partial withdrawals after the completion of 5 years
• 6 investment fund options and 12 free switches every policy year
• Special benefits added to the fund at the end of 10th year and every 5 years thereafter.