BIRLA SUN LIFE INSURANCE HIGH NET WORTH TERM

This plan will not only guide you towards a healthy lifestyle but at the same time will also ensure that your family gets a financial security in the form of a life insurance policy in case of your unfortunate demise.

Features:

• This plan guards you against the financial problems at a very affordable cost.

• The minimum sum assured under this policy is Rs.50, 00,000.

• The minimum age at the entry level is 18 years and maximum is 65 years.

• You get the opportunity to pay the premiums annually, quarterly, half-yearly or monthly.

• The term of the policy can be of 10, 15, 20, 25 or 30 years subject to
  75 years at maturity.

• You get the option of paying the premiums through cheque, direct debit card, cash(up to Rs.50,000).

Benefits:

• In case of your unfortunate death, the nominee of your policy will get a sum assured of Rs. 50Lakhs.

• In case if you have opted for a higher cover, then your nominee will receive the amount equivalent to the sum assured.

• This plan offers special advantages for a female customer.

• It provides additional protection to you by way of 3 Riders:

• Accidental death and Dismemberment Benefit Rider: in case of your unfortunate death due to accident, this rider will give 100% insurance cover.

• Critical Illness Plus Rider – this rider will provide a cover against any of the seventeen illnesses specified.

• Critical Illness Women Rider – this rider will provide a cover against several critical illnesses including those specific to women, like pregnancy complications and congenital anomalies in a new born child.

• Waiver of Premium Rider – waives payment of future premium on the occurrence of any of the unforeseen events covered under this rider.

• Tax benefits can be availed under section 80C, 80 D and 10(10) D of the Income Tax Act, 1961.