HDFC CRITICAL CARE PLAN

HDFC CRITICAL CARE PLAN:

This plan provides you with the lump sum money that you need in case of a critical illness. It ensures that you get financial support by not disturbing your savings.

Features:

• It provides you protection against 30 critical illnesses and at the same time ensures that your family remains financially independent in tough times.

• Opportunity to choose the amount of health cover you wish to have depending on your needs.

• A sum assured of more than Rs.10, 00,000 is subject to a premium discount of 10%.

• The minimum term of the policy is 5 years and maximum is 20 years. The policy term can be reduced after completing first three years of the policy.

• The minimum entry age is 18 years and maximum is 55 years for this policy.

• You can also change your premium payment frequency after completing 1 year of the policy term.

• This policy does not have any maturity or death benefits.

Advantages:

• The policy still continues to exist even after the benefit payment of the selected illnesses.

• Option to choose the level of health cover and payment of premium.

• Benefit payment is made without considering the medical expenses.

• This plan covers 30 critical illnesses under it.

• It provides you with valuable protection on survival after the diagnosis of critical illness.

• You also get tax benefits under section 80 D of the Income Tax Act, 1961.