HDFC SURGICARE PLAN

HDFC SURGICARE PLAN:

This plan ensures that you get full financial support if you undergo a surgery or if you are hospitalized. It ensures that you become financially independent at all times.

Features:

• Your policy does not get terminated even after the payment of the first or subsequent surgical procedures.

• If your sum assured is of more than Rs.2, 00,000 then your plan is subject to get a premium discount of 35 % on the cover.

• The premium of this plan depends upon the sum assured, your age, policy term, gender, premium payment frequency and additional benefits.

• The minimum amount of premium payment in installments on yearly basis is 1,000 and on 6 monthly basis is 2,000. The amount is to be paid through ECS/SI.

• Flexibility to choose from 2 optional benefits while buying the policy:
  • Surgical benefit and hospital cash benefit.
  • Only surgical benefit.

• The minimum sum assured is Rs.1,00,000 and the maximum is Rs.5,00,000.

• This policy covers him against 82 surgical procedures.

• You are provided with 24 hours call centre facility in case if you need any information about the plan.

• This plan can be taken only on a single life basis.

Advantages:

• Flexibility to choose the level of health cover, premium payment options and benefits option level.

• You also get the flexibility to choose hospital cash benefit.

• Tax benefits can be availed under section 80D of the Income Tax Act, 1961.

• 82 major surgical procedures are covered under this plan.

• You get the benefits of this plan regardless of the medical expenses.

• It automatically increases the level of health cover in case of increase in the medical costs.