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Barclays Finance Personal Loan

  • Barclays Finance offering competitive products and services to deliver superior value and more importantly suit customer needs. Barclays Finance offers Personal Loan with benefits like:-
    • Fast Processing
    • Simple Documentation
    • Small EMIs with longer tenure
    • Attractive Personal Loan Rate.

    Click for knowing salaried and Self-employed criteria of Barclays Personal Loan

    Salaried Individuals Rate of Interest of Barclays Finance Personal loan

    Rate of Interest of Barclays Personal loan ( Last edited on :.12 July 2010)
    Interest rate 16% to 24%

    Eligibility Criteria for Barclays Finance Personal Loan
    Age of Applicant Min-21 years ; Max-60 years.
    No. of years in employment 2 years & above
    Current Experience 1 year & above
    Net Monthly Income Rs. 15,000/- & above

    Loan Amount offered by Barclays Finance
    Minimum Funding Rs. 50,000/-
    Maximum Funding Rs. 15,00,000/-

    Loan Tenure offered by Barclays Finance
    Minimum Tenure 12 months
    Maximum Tenure 84 months

    Turn Around Time of Barclays Finance Personal Loan
    Turn around time 4 to 7 working days

    Processing Fee of Barclays Finance Personal Loan
    Processing fee 2% of loan amount

    Prepayment Charges of Barclays Finance Personal Loan
    Foreclosure Charges 5% of outstanding principal (Can be foreclosed after 6 months only)

    Salary available for making EMI’s
    Above Rs. 15,000 p.m 55% of salary is considered

    Documents Required for Barclays Finance Personal Loan
    Identity Proof Passport/ driving license/PAN card/Photo credit card (with embossed Signature and last two months statement)/ banker’s sign verification.
    Age Proof PAN Card/ Passport/ Driving School leaving certificate/ Voter’s card/ BirthCertificate/ LIC policy (only for age Proof).
    Address Proof Passport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card/ Photo-credit card (with last two month statements)
    Income Proof Latest salary slip/current dated salary Certificate with latest form 16
    Job Continuity Proof Form 16/relieving letter/appointment Letter.
    Banking History Credit card embossed copy (with latest 2 Month statement)/ existing loan Sanction letter (with latest 9 month Bank statement.)

    Published on August 6, 2010 · Filed under: Barclays Finance Personal Loan, Personal Loan;
    1 Comment

One Response to “Barclays Finance Personal Loan”

  1. i am a salaried person ,and i need personnel loan from your bank

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