Quick apply
Home loan
Demat account
Credit Card
Personal Loan
Car Loan

Categories

Citibank Personal Loan

  • Make your dreams come true in just 48 hours* with Citibank Ready Cash! The Personal Loan that is fast, easy & affordable.

    Citibank Personal Loan offers:-
    • Cash up to Rs.15 lakhs* at your doorstep in 48 hours*
    • No guarantors or security*
    • Flexible repayment.
    • Simple documentation.
    • Repay your personal loan in flexible installments upto 5 years.
    • Attractive Personal Loan Interest Rates

    Citibank also Offers Home Loan, Business Loan and Credit Card along with Personal Loans.

    Check Eligibility and Documents required for CITIBank Personal Loan.

    Rate of Interest of CitiBank Personal loan ( Last edited on :.12 July 2010)
    Interest rate 16.5% to 20%

    Eligibility Criteria for CitiBank Personal Loan
    Age of Applicant Min-23 years ; Max-60 years
    No. of years in employment 3 years & above
    Current Experience 6 months & above
    Net Monthly Income Rs. 20,000/- & above

    Loan Amount of CitiBank Personal Loan
    Minimum Funding Rs. 50,000/-
    Maximum Funding Rs. 10,00,000/-

    Loan Tenure offered by CitiBank
    Minimum Tenure 12 months
    Maximum Tenure 60 months

    Turn Around Time of CitiBank Personal Loan
    Turn around time 5 working days

    Processing Fee of CitiBank Personal Loan
    Processing fee 2% of loan amount

    Prepayment Charges of CitiBank Personal Loan
    Foreclosure Charges 5% of outstanding principal
    (Can be foreclosed after 6 months only)

    Salary available for making EMI’s
    For listed company 35% of salary is considered
    Non-listed company 30% of salary is considered

    Documents Required for CitiBank Pesronal Loan
    Identity Proof Passport/ driving license/PAN card/Photo credit card (with embossed Signature and last two months statement)/ banker’s sign verification.
    Age Proof PAN Card/ Passport/ Driving Licence/ School leaving certificate/ Voter’s card/BirthCertificate/ LIC policy (only for age Proof).
    Address Proof Passport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/Driving license/ Election ID card/Photo-credit card (with last two month statements).
    Income Proof Latest 3 month salary slip (computerized pay slip with company Logo/pay slip on company letterhead)
    Job Continuity Proof Form 16/relieving letter/appointment Letter (for last two months)
    Banking History Bank statements of latest 6 months and Existing loan sanction letter if any.
    Published on August 5, 2010 · Filed under: Citibank Personal Loan, Personal Loan;
    No Comments

Leave a Reply

 
 
Email This
* Your Name:
* Your Email:
* Friends Email:
(Separate multiple email addresses with commas.)
OR Send email using your contact list
* Your Message: