Standard Chartered Bank Personal Loan
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Introduction Standard Chartered bank offers variety of personal loans on competitive interest rates with no securities, collaterals and guarantors. Bank gives you special health insurance cover Royal Sundaram along with your SCB Personal Loan. The existing SCB customer gets special rates on personal loan with less documentation and first priority. Highlights Salaried Self Employed Loan Type Term Loan Term Loan Loan Amount Min. – Rs 50000
Max. – Rs 3000000Min. – Rs 50000
Max. – Rs 1000000Tenure Min. – 12 Yrs. Min. – 12 Yrs. Interest Rate Min. – 16 %
Max. – 16.5 %Min. – 16 %
Max. – 16.5 %Time to Process Loan 4 days 4 days Fees & charges Fees & charges Salaried Self Employed Processing Fee 2 % 2 % Cheque Bouncing Charges 500 Rs 500 Rs Pre-Payment Charges 5 % 5 % Cheque Swapping Charges 500 Rs 500 Rs Eligibility Criteria Eligibility Criteria Salaried Salaried: Monthly Income Rs 11000 Age Min.: 21 Yrs. Max.: 58 Yrs. Documents Required: ID Proof Yes Residence Proof Yes Income Proof Yes Telephone No Photograph Yes Bank Statement Yes Signature Proof Yes Self Employed
Self Employed: Monthly Income Personal loans are available to Self Employed Individuals filing IT Returns of Rs 1,00,000 for 2 years and Self Employed Professionals filing IT Returns of Rs 75,000 for 2 years Age Min.: 21 Yrs. Max.: 65 Yrs. Documents Required: ID Proof Yes Residence Proof Yes Income Proof Yes Telephone No Photograph Yes Bank Statement Yes Signature Proof Yes Security Security No Securities, Collaterals and Guarantors required Published on August 6, 2010 · Filed under: Personal Loan, Standard Chartered Bank Personal Loan;
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