Axis Bank Trust Chemist Credit Card Review

Axis Bank Trust Chemist Credit Card is a co branded card designed for people of Karnataka to avail them discount benefits on purchase of medicine with Trust Chemists & Druggists Ltd. a retail Pharmacy chain of Karnataka. The card has major discounts benefits on purchases at Trust chemists & Druggists Ltd which is usually the case with co branded cards. The card also states to offer few gimmicks like welcome gifts, priority billing, free home delivery, etc.

The card is primarily a shopper’s card though it offers very few shopping benefits apart from shopping at Trust Chemists & Druggists. The card can reap rich benefits if you are a regular shopper there. The card offers an impressive feature of Maintenance of Records in which the stores regularly maintains your purchase records, which help you to refer your previous medications every time you visit. Thus apart from few basic benefits the card has nothing exclusive or new to offer to its holders.  The card does not even have a Reward Points Program which is a severe setback in its performance.

The card falls short on expectations when compared to other co branded cards like HSBC Spencer's Happy Ties Classic Card and SBI’s Vishal Mega Mart Card. The card can be useful only if one is a regular customer with Trust Chemists & Druggists and is looking forward for various features and benefits the retail Pharmacy chain has to offer.

Axis Bank Trust Chemist Credit Card has no Joining or Annual fee. The card has an interest rate offering of 2.95% p.m. which is competitive in comparison to HSBC Spencer's Happy Ties Classic Card and SBI’s Vishal Mega Mart Card. Yet with regards to shopping benefits when this card is compared to other shopping co branded cards, it has to indeed come a long way.