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Barclays Gold Credit Card Review

  • Barclays Gold Credit Card is designed exclusively for shoppers as it earns them those shopping privileges and benefits. Though the benefits on offer are discount benefits and Reward Points program which are common among most shopping cards the card has nothing new or exclusive to offer its users.

    The card has an attractive Reward Points program allowing its users to earn 2 points for every Rs 100 spent. Though the value of each Reward point is not known yet they can be redeemed for exciting range of gift vouchers. Surprisingly, the card does not have feature like Cash Back which is extremely common among shopping cards.

    Barclays Gold Credit Card also offers extremely attractive dining benefits as the card treats dining as one of the important aspect in a shopping card.

    The card has no Joining or Annual fee making it one of the most cost efficient cards on offer. The card can be compared to other shopping cards like SBI Gold and More Card and Kotak Mahindra Trump Gold Credit Card. The card when compared to these cards is at par.

    The interest rate charged on these sections of cards is an important criterion due to volume of transactions. The interest rate charged on Barclays Gold Credit Card is 3.10% p.m. which is the lowest when compared to the other two cards.

    Reward Points 4
    Interest Rate 4
    Joining and Annual fees 5
    Benefits 4
    Over limit penalty 4

     

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