Citibank IndianOil CitiBusiness Gold Credit Card Review

Citibank IndianOil CitiBusiness Gold Credit Card is designed for corporate looking forward for fuel purchase offers and benefits. The card along with discount benefits on fuel purchase provides with business assistance. The USP of the product is the enhanced business sized credit limits. Thus to avail such credit limits the user profile indeed has to be very impressive.

As for the card’s Reward points program you earn 4 Turbo Reward Points for every Rs. 150 of Fuel purchase at IndianOil Retail Outlets. Purchases other than fuel, earn 1 Turbo Reward Point for Rs 150 spent. Thus the card offers an impressive reward points program but only in case of fuel purchase at IndianOil Outlets. Purchases elsewhere the Reward point program is quite ordinary.  Moreover redemption of Reward points for free fuel is available only at selected IndianOil Outlets.

The card apart from fuel purchase benefits also scores well in offering other discounts and deals at some of the hottest shopping destinations & restaurants across the country through their Gold exclusives program. Though the card ideally is not a shopping card yet the shopping privileges offered is commendable.

Citibank IndianOil CitiBusiness Gold Credit Card has no Joining or Annual fees. The only comparison to the card possible is Citibank Jet Airways CitiBusiness Credit Card. Both the cards have similar concepts except the latter is a travel card. The interest rate on offering is 3.15% p.m. which again is very competitive in nature.