Citibank Ultima Credit Card Review

Citibank Ultima Credit Card offers features and benefits which would only be cherished by people travelling or on a holiday. Simply put the card is high on travelling features but a put off for shoppers, though it states to offer exciting shopping privileges as well.

The card apart from standard travelling privileges like access to over 500 airport lounges across the world has features like assured availability of aircrafts, availability of multiple aircrafts, 5% discount on charter rates, discount on overnight charges, etc. Though most of the listed features are offered by few other travel cards, but all features in one card is a real good deal.

Apart from flying the card also offers sailing features and benefits like adventure on your private yacht, take your pick from some of the most superlative luxury yachts, explore uninhabited islands, etc. Avail between 3-6% discounts across services of marine solutions.

Citibank Ultima Credit Card has no Joining or Annual fees which actually makes it an ideal credit card offering. However the card charges a high interest rate of 3.15% p.m. This when compared to platinum sections of few cards like Axis bank Platinum Advantage or Platinum itself is on the higher side. Also the card has no specific rewards point program a real put off for users using cards more towards shopping.

For its host of travel privileges and VIP equipped features this is a good card for a travel person who wish to be pampered at every stage of his journey.