HDFC Corporate Credit Card Review
-
1 Comment
HDFC Corporate Credit Card is designed exclusively for corporate to offer them the best travel and expense management solution. The card similar to other corporate cards is designed primarily to offer benefits in day-to-day business transactions.
The card offers corporate benefits like 24×7 online MIS availability, 60 MIS reports for better informed business decisions, substantial savings for the business through better negotiations with airlines, hotel chains and other service providers, etc.
Although the card is designed for corporate usage it has an attractive Reward Points program which is a rarity among these sections of cards. The card allows its users to earn 1 Reward point for every Rs 150 spent nationally and 2 points for every Rs 150 spent internationally. Users also have the liberty to convert these points to Air Miles to avail travel benefits.
The card also states to offer features like fuel surcharge waiver and insurance coverage. Access to clipper lounges across India is also available for users.
However, features like Golf course access, lounge access around the world, etc. are missing with HDFC Corporate Credit Card. Also the card in the process of being multi-offering fails to include exclusive corporate features.
HDFC Corporate Credit Card can be compared to cards like Citibank Jet Airways CitiBusiness Credit Card and Axis Bank Corporate Credit card which too are designed for corporate usage. Citibank Jet Airways CitiBusiness Credit Card is a co branded card that offer sufficient purchase benefits along with corporate features.
HDFC Corporate Credit Card has no Joining or Annual fees. The card has an interest rate offering of 3.25% p.m. which is higher in comparison to the other two cards.
Reward Points 3 Interest Rate 2 Joining and Annual fees 4 Benefits 4 Over limit penalty 3 Published on August 17, 2010 · Filed under: HDFC Credit Card; Tagged as: Corporate Credit Card, HDFC Corporate Credit Card, HDFC Corporate Credit Card Review, HDFC Credit Card
One Response to “HDFC Corporate Credit Card Review”
-
Rajat Saluja said on April 30th, 2012 at 9:04 am
Hi,
The story of my, using HDFC bank Platinum plus credit card was pathetic.
On 19th April 2012,the credit card got delivered, after that i used it 3 to 4 times and of 25th April 2012,i again tried using the card but i get to know it was blocked,I called customer care and they said I only called them and blocked the card on 24th.I was schocked to know that how he can say this , because i never called any customer care to block the card, The worst part was, they said i blocked teh card on 24th but i used teh card on 25th with sucessful transaction, the how this is possible, secondly how without any intimation through message or call they can block the card, thirdly how they get to know all teh secret answers for blocking the card, forthly how can a person block a card in just 5 days. HDFC Bank is making fools of the customer,I have raised thsi concern with the bank nad wrote a letter as well against them, They assured me to solve this issue within 7 days with the proper evidences, Else i will circulate this issue to the Media.
Leave a Reply
|
||