ICICI HPCL Gold Credit Card Review

ICICI HPCL Gold Credit Card is a co branded card between ICICI bank and HPCL. The card is primarily meant for those looking forward for fuel purchase benefits. The card like any other co branded card offering benefits on fuel purchases made at HPCL pumps only.

Surprisingly the card does not offer Reward points on fuel purchases made at HPCL pumps. The only available benefit is refund of fuel surcharge that too for transactions less than Rs 3000. The card offers i-mint points for every purchase. You earn 1 i-mint point for every Rs. 100 spent. Though value of i-mint point is not known yet redemption is an exciting affair due to host of options available for redemption.

The card offers travelling and holiday discount. It also contains impressive dining offers. Apart from this the card has nothing new or exclusive to offer its users.

ICICI HPCL Gold Credit Card has no Joining or Annual fees. The interest rate offering on this card is 3.40% p.m. which is high when compared to cards like Citibank IndianOil Titanium Credit Card. Citibank IndianOil Titanium Credit Card too has no Joining or Annual fees yet its interest rate offering is on the lower side.