ICICI Platinum Credit Card Review

ICICI Platinum Credit Card is designed to offer Platinum privileges to its holders. The card promises a lot, offering features like complimentary movie tickets, travelling and purchase benefits yet it somehow lacks the Platinum touch, offering benefits that are available in Silver and Gold edition credit cards of few other banks.

The card has an ordinary Reward Points program offering 1 Point for every Rs.100 spent. Though the value of Reward points is not stated redemption is an exciting affair due to host of options available for redemptions.

ICICI Platinum Credit Card has extremely impressive dining benefits. The card also offers travelling and hotel benefits only if bookings are made through yatra.com. Discount on Green fees and complimentary access to Clipper Lounges is among few of its offerings.

ICICI Platinum Credit Card comes with a Joining and Annual fee of Rs 1000. The card is very basic with regards to offerings and cannot be compared to Elite Platinum cards of other banks. The card can be compared to Axis Bank Platinum Advantage Credit Card and Citibank Platinum Credit Card.

Interest rate offering is an important criterion with these sections of cards due to volume of transactions. The interest rate offered by ICICI Platinum Credit Card is 3.15% p.m. which is more or less similar to other two cards.