Kotak Mahindra Trump Gold Credit Card Review

Kotak Mahindra Trump Gold Credit Card is designed exclusively for those who love to indulge themselves in shopping, dining, watching movies in theatres, etc. Simply put the card is a shopper’s card offering discount benefits in the form of Cash-back. Surprisingly, the card has no Reward Points program on expenses made which is one of the most common features in a shopper’s card.

The card though has impressive Cash-back feature offering a host of Cash-back benefits on dining, movies, etc. The card in most aspects is similar to any other shopping card and offers features which are common to most cards. The card has nothing new or exclusive to offer its users. In fact the card lacks some of the most basic feature like Reward Points program.

Also the card offers Railway surcharge waiver but no Fuel surcharge waiver which yet is another setback in the card’s success. Added features like Insurance coverage, Travel benefits which are offered by few shopping cards is absent in Kotak Mahindra Trump Gold Credit Card.

The card can be compared to cards like Axis Bank Gold Credit Card and SBI Silver and More Card with regards to features and benefits on offer. However, in comparison the card is at par though few important features are missing.

Kotak Mahindra Trump Gold Credit Card has no Joining or Annual fees which is similar to most other shopping cards. Interest rate offering is one of the important criteria with shopper’s card due to volume of transactions. The interest rate offering on this card is 3.30% p.m. which is competitive with regards to other shopping cards.