SBI Maruti Card Review

SBI Maruti Card is a co branded card designed for people who own a Maruti vehicle. The card is like any other co branded card- offering privileges and benefits on purchases related directly or indirectly to Maruti. The card offers few welcome gimmicks like free Bonus Joining rewards and complimentary on road assistance.

Frankly speaking the card is apt for people who own more than one Maruti car for the simple reason that to earn benefits over purchase of Maruti accessories is rare if you own only one car. Moreover the Reward Points program with this card earns you valuable points mostly with purchases related to Maruti accessories or vehicle itself. For purchases else where you earn one point for every Rs 125 spent.

Apart from offers and benefits related to Maruti, the card has nothing exclusive or new to offer to its users. The card is similar to other Gold category credit cards.

Co branded cards is a common scenario among credit cards, however co branding with a car company like Maruti is unusual for a credit card. Simply put the card is one of a kind in the category of co branded cards.

SBI Maruti Card has a Joining and Annual fees of Rs 500. Comparing it to other credit cards though is not justified yet when compared to other unique co branded card like RBS Barista Card which has a Joining fee of Rs 199 and Annual fee of Rs 499. The interest rate offering for the card is 3.35% p.m. which is lower than RBS Barista Card.