SBI Railway Card Review
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7 Comments
SBI Railway Card is designed for frequent Railway travelers. The card is a co branded card brought to you by SBI Card and Indian Railways through its subsidiary, IRCTC. The card like any other co branded card offers discount and benefits on ticket purchases made at irctc.co.in. The card is useful if railway bookings are done regularly online as one can utilize the various cashback and surcharge waiver offers.
The card offer Reward points in the form of Railway points. Get Railway points as welcome offer and earn 1 Railway Point for every Rs. 125 spent on retail purchases. The card apart from few welcome offers and a Complementary Personal Rail Accident Insurance of Rs. 10 Lakh has nothing new or exclusive to offer its users.
The card has very few shopping benefits to offer as most of the Railways points earned are redeemable against free Railway tickets. Also apart from rail travel if a person wishes to travel by any other means of transport like Air travel the card has no discount or travel benefits to offer.
The card has very little competition to face due to its uniqueness. The card can be compared to other credit cards like RBS Make My Trip Go Card and Citibank Jet Airways Titanium Credit card.
SBI Railway Card has a Joining fee of Rs 500 and Annual fee of Rs 300. This when compared to cards like RBS Make My Trip Go Card and Citibank Jet Airways Titanium Credit card is on the higher side as both the cards have no Joining or Annual fee. The interest rate offering of the card is at 3.35% p.m. which is competitive in comparison to other cards.
Reward Points 2
Interest Rate 3
Joining and Annual fees 1
Benefits 2
Over limit penalty 3
Published on August 3, 2010 · Filed under: SBI Credit Card;
7 Responses to “SBI Railway Card Review”
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gvvsn varma said on October 1st, 2010 at 10:57 am
SBI-Railway Credit Card.
Charges for issue of the card is not available on the site.Please advise.
Thanks/Regards
Varma -
VINOD K PADALE said on February 23rd, 2011 at 11:40 am
there should be nil joining fee as no other cards are charging the same.
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rakesh said on April 16th, 2011 at 6:32 am
i required a railways card to run my bussines at good stage
my contact 8121899668
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AMITAVA TALAPATRA said on December 6th, 2011 at 1:47 pm
I have a membership card of IRCTC & on that basis I had applied for SBI RLY CARD , but all in vain , no response from SBI card.
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nilakshi mondal said on January 9th, 2012 at 12:24 pm
i have applied in subh yatra scheme of irctc and also applied for a sbi railway card along with it , now sbi is not responding me anything , plz someone suggest me what to do ?
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Santanu Kundu said on January 12th, 2012 at 12:06 am
I received SBI Railway Card but not received mail from irctc, for new user id and password for online ticket purchase.
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Mohan said on January 18th, 2012 at 7:31 am
Thank you, helpfull information.
How are the servicess and the Customere care responcess……
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