SBI Silver and More Card Review

SBI Silver and More Card is an entry level card in comparison to SBI’s other credit cards. The card is primarily for shoppers as it offers shopping discounts and benefits. The card is like any other Silver category card offering the most basic of features and benefits. The card apart from shopping benefits has no other privileges like travelling discounts or benefits.

The card’s Reward Points Program allows you to earn one point for every Rs 100 spent. However, the worth of each Reward point (in rupees) is not mentioned.
The card states to offer a host of rewards on redeeming the Reward points, but does not state the available options for redemption.

SBI Silver and More Card when compared to cards like Axis Bank Silver Credit Card is similar with regards to benefits and privileges on offer. This implies that the card has nothing new or exclusive to offer to its users.

SBI Silver and More Card has a Joining and Annual fee of Rs 250. This when compared to cards like Axis Bank Silver Credit Card and Union Bank of India Silver Card which has no Joining or Annual fee. Also the card has a very high interest rate offering in comparison to these cards.

SBI Silver and More Card to be defined in one line is a light on offering and heavy on the pocket card.