Saraswat Bank Personal Loan Review
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16 Comments
Saraswat bank, operating since 1933, is India’s largest co-operative bank. It has prominent presence in the states of Maharashtra, Goa and Karnataka.
Loan amount
The maximum loan amount availability is only 5 lac. This is nowhere near what competitors are offering in the market.
Interest rate
The interest rate is at 13% for all borrowers. It is a fixed rate of interest. It is among the lowest rates in the market.
Charges
The processing fees are Rs. 1000. These are among the lowest available in the market. There are no prepayment charges. This is a huge benefit for people looking to repay their loans ahead of schedule
Tenure
The loan tenure is upto 5 years which is more or less the industry standard.
Ratings
Reputation: 2.5/5
Loan amount: 2/5
Interest rate: 3.5/5
Charges: 3.5/5
Tenure: 2.5/5
Overall: 2.75/5
Published on August 6, 2010 · Filed under: Saraswat Bank Personal Loan;
16 Responses to “Saraswat Bank Personal Loan Review”
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govind jambhale said on January 12th, 2011 at 2:43 pm
pls. need personal loan rs.20000
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govind jambhale said on January 12th, 2011 at 2:44 pm
pls need personal loan 200000
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Laxmi Gireesh Kumar said on March 8th, 2011 at 3:31 am
Laxmi Gireesh Kumar working in Kolkata in an ISO Company needs a personnel loan of Rs.3 lakhs.
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Laxmi Gireesh Kumar said on March 8th, 2011 at 3:32 am
Will pay it in 60 months
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Laxmi Gireesh Kumar said on March 8th, 2011 at 3:33 am
kindly update on it if possible.
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Laxmi Gireesh Kumar said on March 8th, 2011 at 3:34 am
thank you.
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RAJI G NAIR said on April 11th, 2011 at 4:56 am
Need to know the conditions for availing personal loan
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Navdeep Singh said on June 29th, 2011 at 1:16 pm
Plz need for personal loan rs-60000
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manoj sharma said on September 6th, 2011 at 4:50 pm
i want to need personal loan arund 50000rs.
plz contect me -9990583712 -
RAJENDRA said on October 9th, 2011 at 7:46 am
i need Rs 1.5 lac personnel loan , my salary is Rs. 10000 and my FATHER IS PENSIONER, MEMBER OF FAMILY – 4
PLEASE CONTACT ME ON 9819292441 -
Sunil said on November 13th, 2011 at 5:18 pm
my permanenet residence in madhy pradesh & i currently working in aurangabad maharastra can i apply personal loan my monthaly sallary is rs 11000 in hand & required loan amt is rs 50000.
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Balasaheb Ugale said on February 15th, 2012 at 7:15 pm
I'm working in Mumbai, My monthaly Sallary is Rs 13000 in hand & required loan amt is rs 20000
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Balasaheb Ugale said on February 15th, 2012 at 7:16 pm
I'm working in Mumbai, My monthaly Sallary is Rs 13000 in hand & required loan amt is rs 200000
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ANKUR SHARMA said on March 1st, 2012 at 7:53 am
I Need Rs 1 lac personnel loan , my salary is Rs. 14000.
MEMBER OF FAMILY – 3
Ankur Sharma -
Narendra said on March 14th, 2012 at 9:14 am
I Need Rs 1 lac personnel loan , my salary is Rs. 12000.
MEMBER OF FAMILY – 5 -
SUBHASIS BANERJEE said on April 24th, 2012 at 9:23 am
Urgent requirement of Rs 3 lacs personal loan.
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